:root{
  --navy:#10243e;
  --blue:#0d6efd;
  --blue2:#0b5ed7;
  --light:#f5f8fc;
  --text:#172033;
  --muted:#5f6b7a;
  --white:#ffffff;
  --green:#198754;
  --border:#dfe7f1;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Arial,Helvetica,sans-serif;
  color:var(--text);
  background:#fff;
  line-height:1.6;
}
a{color:inherit}
.container{width:min(1120px,92%);margin:0 auto}
.topbar{
  background:var(--navy);
  color:#fff;
  font-size:14px;
}
.topbar .container{
  display:flex;justify-content:space-between;gap:20px;align-items:center;
  padding:9px 0;
}
.header{
  position:sticky;top:0;z-index:50;
  background:#fff;
  border-bottom:1px solid var(--border);
  box-shadow:0 2px 10px rgba(16,36,62,.05);
}
.nav{
  display:flex;align-items:center;justify-content:space-between;
  padding:14px 0;gap:20px;
}
.brand{
  font-size:26px;font-weight:800;text-decoration:none;color:var(--navy);
  letter-spacing:-.5px;
}
.brand span{color:var(--blue)}
.navlinks{display:flex;gap:24px;align-items:center}
.navlinks a{text-decoration:none;font-weight:700;font-size:15px;color:#314158}
.call-btn{
  display:inline-flex;align-items:center;justify-content:center;
  background:var(--green);color:#fff!important;
  padding:12px 18px;border-radius:9px;text-decoration:none!important;
  font-weight:800;box-shadow:0 5px 15px rgba(25,135,84,.25);
}
.hero{
  position:relative;
  min-height:610px;
  display:flex;align-items:center;
  background:
    linear-gradient(90deg,rgba(8,22,40,.90) 0%,rgba(8,22,40,.72) 45%,rgba(8,22,40,.20) 72%,rgba(8,22,40,.05) 100%),
    url('hero.jpg') center/cover no-repeat;
}
.hero-content{
  color:#fff;max-width:650px;padding:76px 0;
}
.eyebrow{
  display:inline-block;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.3);
  padding:7px 11px;border-radius:999px;font-size:13px;font-weight:800;letter-spacing:.4px;text-transform:uppercase;
}
.hero h1{
  font-size:clamp(40px,6vw,68px);line-height:1.03;margin:18px 0 18px;
  letter-spacing:-1.8px;
}
.hero p{font-size:20px;max-width:580px;color:#e7eef6}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}
.hero-call{
  background:#fff;color:var(--navy);text-decoration:none;font-weight:900;
  padding:17px 24px;border-radius:10px;font-size:19px;
}
.hero-secondary{
  color:#fff;text-decoration:none;font-weight:800;border:1px solid rgba(255,255,255,.55);
  padding:17px 22px;border-radius:10px;
}
.trustline{display:flex;gap:20px;flex-wrap:wrap;margin-top:26px;font-size:14px;color:#d8e2ee}
.section{padding:72px 0}
.section.alt{background:var(--light)}
.section h2{font-size:38px;line-height:1.15;margin:0 0 14px;color:var(--navy);letter-spacing:-.8px}
.section-intro{max-width:760px;color:var(--muted);font-size:18px;margin-bottom:34px}
.cards{
  display:grid;grid-template-columns:repeat(3,1fr);gap:20px;
}
.card{
  background:#fff;border:1px solid var(--border);border-radius:15px;padding:25px;
  box-shadow:0 8px 28px rgba(16,36,62,.06);
}
.icon{
  width:46px;height:46px;border-radius:12px;background:#eaf2ff;
  display:flex;align-items:center;justify-content:center;font-size:24px;margin-bottom:15px;
}
.card h3{margin:0 0 8px;color:var(--navy);font-size:21px}
.card p{margin:0;color:var(--muted)}
.how{
  display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:30px;
}
.step{padding:24px;border-left:4px solid var(--blue);background:#fff;border-radius:10px}
.step-num{font-size:13px;font-weight:900;text-transform:uppercase;color:var(--blue)}
.cta{
  background:var(--navy);color:#fff;padding:55px 0;
}
.cta-wrap{display:flex;align-items:center;justify-content:space-between;gap:28px}
.cta h2{margin:0 0 8px;font-size:34px}
.cta p{margin:0;color:#d7e1ed}
.cta .call-btn{font-size:18px;padding:15px 24px;white-space:nowrap}
.content-page{padding:62px 0 80px}
.content-page h1{font-size:42px;color:var(--navy);margin:0 0 10px}
.content-page h2{color:var(--navy);margin-top:34px}
.content-page p,.content-page li{color:#475569}
.notice{
  background:#f3f7fc;border:1px solid var(--border);border-radius:12px;padding:18px 20px;margin:20px 0;
}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px;margin-top:30px}
.contact-card{border:1px solid var(--border);border-radius:14px;padding:24px;background:#fff}
.contact-card a{color:var(--blue);font-weight:800;text-decoration:none}
.footer{
  background:#0a1a2e;color:#d7dfeb;padding:44px 0 26px;
}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}
.footer h4{color:#fff;margin:0 0 12px}
.footer a{color:#d7dfeb;text-decoration:none}
.footer-links{display:flex;flex-direction:column;gap:8px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:30px;padding-top:20px;font-size:13px;color:#98a7ba}
.mobile-call{display:none}
@media(max-width:850px){
  .navlinks a:not(.call-btn){display:none}
  .cards,.how,.contact-grid,.footer-grid{grid-template-columns:1fr}
  .hero{min-height:560px;background-position:60% center}
  .hero h1{font-size:46px}
  .cta-wrap{flex-direction:column;align-items:flex-start}
  .mobile-call{
    display:block;position:fixed;left:14px;right:14px;bottom:14px;z-index:99;
    background:var(--green);color:#fff;text-align:center;text-decoration:none;font-weight:900;
    padding:15px;border-radius:12px;box-shadow:0 8px 26px rgba(0,0,0,.25);
  }
  body{padding-bottom:74px}
}